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Kinds of Banks的种类Mary Smith boy-friend ,Tom Brown ,is a clerk at the First National Bank .He and Mary are talking about the different types of banks and bank services .玛丽·史密斯的男朋友汤姆·布郎是第一国民的职员,他在和玛丽谈论各种不同类型的和的各种业务Smith :I dont understand what you mean when you say commercial bank.Tom ,arent all banks the same?史密斯:我不明白你所说的商业是什么意思,汤姆,所有不都是一样的吗?Brown :No ,there are different types of banks ,Mary .布郎:不是的,有着各种不同类型的,玛丽Usually the word bank refers only to the commercial banks like the one I work .通常讲“”这个词仅仅是指商业,就象我工作的这家一样Theyre the banks that offer a full range of checking and savings- services and make all kinds of loans .这种提供票和储蓄全套的务,并从事各种类型的贷款事宜S:Well,what other kinds of banks are there?史密斯:噢,那么还有哪些类型的呢?B:The second large category is called the Savings and Loan Association or the Building and Loan Association .布郎:第二大类称做“储蓄和贷款协会”,或“建房信用协会”,Some people call them Savings Banks,but they are technically not banks .一些人称它们为储蓄但是,从法律上讲,它们并不是,They specialize in long-term savings s and usually lend money mortgages.而是专门办理长期储蓄存款户头,通常把钱借出去做为抵押S:What about mutual Savings Banks?What does that mean?史密斯:“互助储蓄”是怎么回事?业务内容是什么呢?B:Those are special savings association ,like savings and loan associations,which are owned by the depositors instead of stockholders .布郎:那是一些特殊的储蓄协会,像储蓄和贷款协会一样,是归储户所有,而不是属于股东所有Usually they specialize in mortgages ,too.通常,它们也是专门从事抵押业务S:Why dont they offer checking s like your bank does ?史密斯:它们为什么不象你们的一样提供票帐户务呢?B:They are organized different purposes and they dont have the authority to offer checking accouts.布郎:各种是为不同的目的而建起来的,它们无权提供票帐户,That a function commercial banks only .只有商业可以有这种业务S:What a long-term or industrial bank?史密斯:什么是“长期”或“工业”?B:That a special bank industrial development .布郎:这是为工业发展而设立的专业

1. What degree have you received?你被授予过什么学位?. Where did you get your master degree?你在哪里被授予硕士学位?3. How many years did it take you to get the degree?你花了几年拿到这个学位?. What did your graduation thesisdissertation involve?你的毕业论文课题是什么?5. I received a bachelor degree.我拿到的是学士学位6. I received my bachelor degree in Peking University in .我于年被北京大学授予学士学位7. I have obtained a doctoral degree in Tsinghua University in .年,我在淸华大学获得了士学位8. If I could finish the course this year, I will get the graduation certificate.如果能在今年把课上完,我就能拿到毕业书9. I graduated from Shanghai University and later obtained a master degree from Oxd.我从上海大学毕业后,又在牛津大学获得硕士学位. My graduation thesis is on International Trade.我的毕业论文是关于国际贸易方面的dialogue 1对话 1A: What degree have you received?A: 你被授予过什么学位?B: I received a bachelor degree.B: 我拿到的是学士学位A: When and where did you obtain your degree?A: 何时何地被授予的该学位?B: I received my bachelor degree from Peking University in 01.B: 我于年被北京大学授予学士学位Dialogue 对话 A: Could you say something about your educational background?A: 你能谈谈你的教育背景吗?B: Yes. I graduated from ShangHai University and later obtained a master degree from Oxd.B: 可以,我从上海大学毕业,然后又在牛津大学获得硕士学位A: What was your graduation thesis on?A: 你的毕业论文课堂是什么?B: My graduation thesis is on International Trade.B: 毕业论文是关于国际贸易方面的 66


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